Retail Deposits: Analyzing Deposit Stickiness in the Current Interest Rate Environment / Blogs / Perficient

Retail Deposits: Analyzing Deposit Stickiness in the Current Interest Rate Environment / Blogs / Perficient

In our previous article, “Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period. Now, we will delve into the stability of retail deposits from the same bank over the … Read more

Deposits, Deposits, Wherefore Art Though? / Blogs / Perficient

Deposits, Deposits, Wherefore Art Though? / Blogs / Perficient

Juliette’s banker.  On May 31, the Federal Deposit Insurance Corporation (FDIC) reported to the public what many banks already knew and had been experiencing for the past year – that deposits are declining in the American banking sector. There has almost been $1.2 Trillion removed from the banking system over the past year. In addition, … Read more

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